Insurance

Navigating Insurance After a Disaster

Home insurance can be quite confusing. We understand that! Not only do we try to keep the process as easy and smooth as possible, but we will also do everything we can to ensure that you get the most out of your contract. Do you prefer to be involved in every step of the project or would you rather delegate it to someone else? Whatever process you prefer, we will closely work with you to meet your needs.

If you don’t want to negotiate with your insurance provider, simply file a claim with us and we will handle the rest. We are always happy to cooperate from the beginning till the end.

Q. How does the Insurance Process Work?

When negotiating with your insurance agent and operating with Certified Mold Removal MN, you can expect the following steps:

• Call Your Insurance Company and Certified Mold Removal.
• Based on your situation you should decide whether to call the insurance provider or Certified Mold Removal first.

Q. Are you having an emergency crisis?

In the event of emergencies, call Certified Mold Removal MN first. If you have a flooded basement or a burst pipe, we can help you avoid further destruction. We are open 24 hours a day, 7 days a week, and will dispatch one of our technicians to begin repairing the issue as soon as possible. The next move is to contact the insurance agent to open a claim and arrange for a claim adjuster to meet you.

Q. Is it possible to delay the proceedings?

Before undertaking any repairs, a professional should perform a comprehensive inspection to gain a complete scope of the project. Call the insurance provider first to open a claim if you discover mold in your home or need anything fixed. After that, you can get in touch with us and we will let you know how we can assist you.

1. Take photos of any damages and keep a record of it
   Anything you may have on hand will make working with an insurance adjuster much easier, and it will also save you money. Find estimated costs for what was destroyed if you can to get a better understanding of how much it would cost to repair.
2. Wait for the Insurance Adjuster.
   What types of repairing solutions are covered by your policy and which are not are assessed by an insurance adjuster. This is why proper documentation is essential. It will help you save money and show your insurance provider that all required adjustments are covered under your policy.
3. While you wait, don’t hesitate to take any necessary precautions to prevent the damage from worsening. If it’s safe, turn off the water or place a bucket underneath a leak. If you take steps to keep maintenance costs down, you will be able to cover some of the costs.
4. Take Care of Necessary Payments.
   Frequently, you will pay the premium and we will contact the insurance provider on your behalf to handle the rest. It is up to the insurance agent whether they give a check to you or to us. We will work with you to ensure that everything is taken care of.

We will do everything possible to cover as much of your loss as possible. However, in some cases, the reconstruction might not be fully protected. This can happen if the cause of the damage is not covered or if you plan to remodel rather than repair the damaged products. We will work with you to come up with a payment plan that suits your budget and ensure that your property is exactly how you want it.

Q. Need Your Property Restored? Call “Certified Mold Removal”

We are here to assist you. Leave it to the experts at Certified Mold Removal MN to repair your home or business after a storm, fire, water, or mold damage. Please contact us right away!

Q. Have More Questions About Insurance?

We know how confusing the insurance process can be. We have many resources you can use to learn more about insurance and Rapid Restoration.

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>Home Insurance Downloadable Guide
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